SBI Me Online Fixed Deposit Open Kaise Kare | How to Open SBI Fixed Deposit

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State Bank account holders net banking se fixed deposit account open kar sakte hai. SBI me jinka account hai wo e-deposit open kar sakte hai apne net-banking account se, iske liye apko bank jane ki jarurat nahi hai. Online fixed deposit facility ke sath maturity payment proceeds, renewals, interest payment options bhi milta hai. Yaha hum apko SBI net banking se Fixed deposit open karne kaa tarika batyenge. Lekin pahle Fixed Deopist ke baare me janna jaruri hai.


SBI Me Online Fixed Deposit Kaise Open Kare

Fixed Deposit Kya Hai

Sayad aapne ye naampahle bhi suna hoga lekin iski puri jankari shayad nahi hogi. Fixed Deposit ko FD bhi kahte hai. Fixed deposit me bank me ek amount jama karnna hota hai jiska ek time interval hota hai lekin iss bich aap paise nikal nahi sakte hai aur isme apko Intreset bhi milta hai. Example- Jaise maine 10 mahine ke liye Rs 10,000 ka amount bank me jama kiya aur ispar mujhe 8% ka intreset mil raha hai. Agar maine 10 mahine tak rupaye nahi nikale to mujhe Rs 10,000 aur ispar banna intreset milega. Lekin 10 mahine se pahle rupaye nikalne par mujhe loss ho sakta hai.

SBI Me Fixed Deposit karne ke kya fayde hai

  • Ek investment karne ka sabse safty tarika hai.
  • Agar aapko time se pahle amount nikalna hai to FD turwa sakte hai.




Ab jante hai bina State Bank gaye Fixed Deposit kaise karte hai.

SBI Me Online Fixed Deposit Kaise Open Kare

Step 1. Sabse pahle https://www.onlinesbi.com/ par jaye aur State Bank net banking account me login kare.

Step 2. Fixed Deposit tab me jaye  e-TDR / e-STDR (FD) par click karna hai.

  • e-TDR- Isme investment ko interval par fix kiya jata hai. 7 month se lekar 10 year tak deposit fix kar sakte hai.
  • e-STDR- Isme maturiaty par investment hai, 180 days se lekar 10 year tak fixed kar sakte hai.

Step 3. Ab Deposit ka type select kare aur Proceed button par click karna hai.

  • Agar apko normal deposit chahiye to e-TDR / e-STDR par click kare.
  • Income tax wala option 5 years ke liye hota hai.
  • MOD (Multi Option Deposit) account apke account par depend karta hai.

Step 4. Ab fixed deposit complete karke submit karde.

  • Apna account number select kare.
  • FD Amount enter kare.
  • (1) e-TDR (2) e-STDR se koi ek choose kare.
  • (Years/ month/days) tenure select kare.
  • Maine e-TDR select kiya hai.

Step 5. Next page FD confirm kare aur yaha apko intreset rate bhi dikhayi dega.

SBI Net Banking se Fixed Deposit open  ho gaya hai. Ab  view e-TDR/e-STDR par click karke receipt download kare.

SBI Online Fixed Deposit Related Question/Answer

Ques: Online Deposit ka minimum time Kitna Hota hai?

Ans- Minimum 7 days aur maximum 10 year hota hai.

Ques: Term deposit ke liye inttreset rate kya hai?

Ans- Interest rate time to time change hota rhta hai. e-TDR page par View current interest rate option se interest dekh sakte hai.

1 COMMENT

  1. STDR-(Interest-interest paid at maturity) aur TDR(non cumulative-interested paid at selected interval) ke bare mein bistar se bataen

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